You should have a term deposit account with the bank, which will be kept under SBI Card’s lien during the tenure of credit card.You should be an account holder of State Bank of India.You should pay the complete outstanding balance on your SBI Card.However you can apply afresh for our Unnati Card, in case you fulfill the following eligibility criteria: In case your SBI Card account has been written-off, credit facility on your card will be permanently withdrawn and cannot be re-activated. To know your total outstanding SMS BAL XXXX (XXXX=last 4 digit of your SBI Credit Card) and send it to 5676791. Your case will be reviewed by us and we may consider your case for re-activation depending on your past credit performance. Post making the payment please call our helpline to register your request for account re-activation.Kindly make an immediate payment of total outstanding due on your SBI Credit Card account.

In case you are not regular in making payments of your monthly dues despite repeated reminders, credit facility on your card may be permanently withdrawn. In case you are not regular in making payments of your monthly dues despite repeated reminders, credit facility on your card may be temporarily withdrawn. We request you to make regular payments to maintain good credit history and enjoy uninterrupted services on your SBI Card. As a result your credit score may go down and may reduce your future chances to get credit. Impact on bureau score: Please note that delayed payments and non-payments may negatively affect your credit history. To know the status of your last payment, SMS PAYMENT XXXX (XXXX=last 4 digit of your SBI Credit Card) and send it to 5676791. To know your TAD/MAD, SMS BAL XXXX (XXXX=last 4 digit of your SBI Credit Card) and send it to 5676791. Kindly make an immediate payment of total outstanding balance/Total amount due (TAD) /Minimum amount due (MAD) as of latest statement on your SBI Credit Card account to get your card unblocked. In case you have missed making payment of at least minimum amount due as of latest statement on your SBI Credit Card, your card may be blocked for further usage.

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